Two Ways To Take Payments Without A Merchant Account
January 31, 2008
Starting an online business can be tough. One major obstacle for business owners is the issue of payment. Some businesses open a merchant account to handle payments. But what can you do if you can’t get, or can’t afford, a merchant account?
Well, there is good news: There are at least two excellent ways to take payments from people who use credit cards, without having a merchant account.
There is another way that makes getting a merchant account easy for people who think they can’t get one because of credit reasons, or whatever. It’s not guaranteed, but it does work for about 99% of people setting up their businesses.
Try one of these three solutions to your payment woes:
Clickbank. Accept payment for your digitally-delivered products using major credit cards or e-checks. For a nominal fee (around $50), Clickbank can help. You don’t have to handle the transactions or the payment. Clickbank accepts the payment, takes a small percentage, and sends you a check. Some people think that Clickbank is too expensive, but when I look at all the services they provide (including refund and bookkeeping services), I think it’s a good value.
PayPal. It has been proven that having PayPal on your sales page boosts conversions. If you offer PayPal as a payment option, you will make more sales. Also, just like Clickbank, they handle the whole payment transaction for you. People can pay with any major credit card through PayPal. They don’t even need to have a PayPal account! Many people don’t realize that, but it’s true!
PowerPay. Do you still want a merchant account, and not a work-around like Clickbank or PayPal? If you have been turned down in the past, or have a spotty credit history and worry about being turned down, I recommend PowerPay. Judd Smith and his crew have a lot of experience in the online marketplace. They are very helpful to deal with, and can help you set up your merchant account. For more information, visit this website at http://ipowerpay.com - The best Merchant Account for online Marketers.
So don’t be intimidated by the prospect of setting up your merchant account. These are three simple solutions that can help you get set up for collecting payments fast!
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