If you have student loans, you have probably heard of student loan debt forgiveness. Your employer or some other entity pays off loans for you, often to fairly high limits. You need to qualify, and here I have written up some help in that process.
NHSC? Who is that?
You probably have heard of the Peace Corps […]
I’ve written often enough about saving money. There are some standard tips just about anyone will give you - cut the cable bill, drop to either just land line or cell phone, spend less at the grocery store. And of course, quit buying coffee at the coffee shop.
Each of the above can seem like such […]
Within the last few months, the news headlines have been dominated by bad news in the financial world. With the bank sector still facing challenging times ahead, the real estate sector suffering from falling house prices and reduced lending it all seems to point to the end of a decade that masqueraded itself as an […]
Credit history or credit report is, in many countries, a record of an individual’s or company’s past borrowing and repaying, including information about late payments and bankruptcy. The term “credit reputation” can either be used synonymous to credit history or to credit score.
In the U.S., when a customer fills out an application for credit from […]
To many children, a birthday is the single most important day of the year. And to many parents, it’s a day of both celebration and stress, as they strive to make their child’s special day a memorable event. Crafting a fun, unique party for your son or daughter isn’t always easy especially if you’re feeling […]
Are you having a difficult time stretching your paycheck to cover all of your monthly expenses? If so, you are not alone. With our economy in its present state, millions of people are struggling to make ends meet and do not have the luxury of being able to save money.
Before you give up hope, you […]
Financial Crisis is characterised by a problematic financial position where all you seem to be doing is going from one financial problem to the next. Finances are tough. You are barely surviving from payday to payday. There is a strong sense of scarcity; there never seems to be enough and there doesn’t seem to be […]
Achieving financial freedom is not as difficult as you imagine - however, there are 3 absolute things you must DO and 3 absolute things you must AVOID to achieve it. If you write these down, paste them somewhere you can see everyday and then follow through, financial freedom is yours to have and enjoy!
Things You […]
Let’s look at a typical debt consolidation scenario for someone with a car payment, a couple of credit cards, and a home equity loan. We can separate these accounts into secured and unsecured debt: the car loan and the home equity loan are secured debt. That means they have a physical asset that […]
Facing a mountain of debt? Hiding from collection agencies? Dreading the phone ringing? There isn’t a way to magically make all your debt go away but there can be relief. Consider credit counseling. Because of the state of the current economy, more and more people are choosing to utilize […]
