The biggest problem with defining oneself by one’s possessions is unfortunately one’s possessions. This follows directly behind the old proverb ‘be careful what you wish for because you just might get it.’ And later wish you hadn’t.
This week we learned the median price of a house in Southern California dropped […]
Debt is one of the fastest growing social problems in the developed world and can affect the overall health and well-being of everyone with money worries but there are ways to end this situation. One way out of the predicament is the use of lenders that specialize in emergency debt relief by consolidating loans into […]
There still seems to be very many of you out there who are having massive problems getting your heads around the idea of cash gifting, that is either in giving gifts of cash or receiving cash gifts. Let’s take a look at this.
I often give my grandchildren gifts of cash. I don’t mean just at […]
Sticking to a budget is hard enough, but malls, outlets and grocery stores don’t make it any easier; with countless promotions, sales, and strategically-placed impulse-buy items, it’s easy to get sidetracked and overspend. Willpower and discipline are great tools to combat overspending, but many people find it hard to maintain them when faced with a […]
If you are considering bankruptcy, but have serious misgivings that are preventing you from making a decision to procede, prepare to be enlightened. Here is a list of the top five big bankruptcy myths.
Myth #1 - Everyone will know I’ve filed for bankruptcy.
Don’t be offended, but almost nobody will know (or care) that you have […]
Many people are not sure if they should file bankruptcy or allow a foreclosure. This is not a decision which can be made easily, and is really not a straightforward case. A mortgage lender will file a foreclosure action when it is not paid its monthly mortgage payments. The only way to stop this from […]
It is predicted that a single person’s state pension will be worth just 106 per week by 2012, which will not be adequate considering inflation and an increased cost of living. Now more than ever, it is recommended that you save for your own retirement, since state pensions will become so small they will be […]
A debt management company could help you to become debt free over a period of time and one of the best ways of managing and getting out of debt is by going online and finding a specialist website to help you. Debt management companies can also give you lots of information on getting out of […]
If you are planning on buying your dream home, a second or vacation home, or even planning to relocate with a new home purchase, there are definitely a variety of home loan options to check out.
Many banks, financial institutions and private lenders offer home loans; home equity loans, private loans or equity line of credit […]
Money difficulties range from overspending and chronic debting, to under-earning, and poor money management skills, which can touch us at every level of our being - emotional, mental, physical and spiritual.
Today, we’ll talk about the current challenges we face in our money lives and outline some simple tools to make positive changes in your […]
