The majority of our population is swimming in debt. Even if you have friends or family that live in huge houses and have nice toys, do you really think that they are rich enough to have those?
Most “rich” people do not actually have the money they need for all their things. They […]
You will learn to love your diamond, or diamonds, as you do your personal human lover. You will notice some particular characteristics about this rare gem, see perhaps an obvious flaw or two, but on the whole you wish to study this creation of God and divinity some more. In a diamond or a person […]
In today’s economic climate most of us are cutting back our on our expenses. If you’re anything like me, in addition to your expenses, you also have debt, way too much debt. Pity the US federal government whose debt now exceeds $10 trillion (that’s TRILLION, which is one million million or $1,000,000,000,000 […]
Setting up a financial budget with your entire family can be very fulfilling and satisfying. If you’ve had problems managing your finances in the past, then setting up a budget will put everything into perspective and serve many purposes at once. Once you put your budget down on paper, you may find that […]
Does your budget consist of paying the bills as they come in the mail and then seeing what is leftover for food and other necessities? Does it consist of paying your bills when you are notified that they are late?
Do you have a computer program to help you that you check maybe once or […]
I hear this question a lot:
Can I do my own credit repair or do I really need to hire someone else to do the work?
The short answer is, Yes, you can do your own credit repair.
The longer answer is, Yes, you should be involved but only in part of the work. That is […]
People are looking for a quick and easy way to save some money this week. One of the easiest ways to save is to simply quit spending as much. You can save money today by not taking as much money out of your wallet or charging your credit card. If you find […]
So maybe you need to get a loan and you are trying to learn out more about all the different types so that you can decide on the one that is going to be best for you. One of the most popular loans is the secured personal loan.
What is a Personal Secured Loan
A secured personal […]
Before I begin, let’s get one thing straight. Your budget is not a constraint. It’s a powerful tool to give you the life you desire.
You may not like the term, personal finance budgeting. Or let alone, personal finance planning. I know I don’t. It’s 3 words long and anything more than 1 word long already […]
When you are reviewing your credit reports, you probably notice that there are erroneous records. Sometimes, these errors are caused by mistakes made at the credit bureau but they could be the results of identity theft.
In either case, such mistakes could hurt your credit score. If you believe you may have been a victim […]
