Archive for the "Personal Finance" Category

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6 Ways to Spend Less Money on Lawn and Garden Equipment

Investing in high quality lawn and garden equipment makes sense. Durable, top quality tools make for an easier job of taking care of your landscaping, and will save you money in the long run.
The problem, however, is how to pay for them in the short run.
Here are six frugal ways you can save a […]

Identity Theft - It’s Only Funny In The Commercials

You’ve probably seen the commercials on TV where the people are talking in a voice not their own about purchases they would never make. Sure It’s funny to see the old ladies laughing about motorcycles they purchased or the big manly man talking about getting his hair and makeup done, but if you ever […]

16 Simple, Everyday Ways to Save Money

As a mother with three kids and a very hardworking, hungry husband, I have discovered that absolutely nothing is cheap. I have also discovered that it is the small, daily changes we have managed to make that have had the most profound impact on our budget.
Here are 16 of the simple, everyday changes that […]

Should You Consider Payday Loans For Your Short Term Money Needs

Payday loans are usually loans that are obtained for a short period of time and are usually for a small amount of money. They are gotten based on the fact that the person has another paycheck coming. The person can get the loan by showing identification and paycheck stubs to the company giving them the […]

Car Insurance Quote - What You Need to Know

If you had the choice of going through several auto insurance quotes or reading the Saturday paper then its probably a fairly safe bet to say that hands down you’d prefer to read the paper. Few people enjoy combing through semi-legal jargon to work out which policy they should choose. But it doesn’t […]

Some Of The Ways That Payday Loans Can Really Make You Pay

A quick loan until payday to get you by, it is short term, a small loan, but has a high interest rate. No harm no foul, right? Did you know that these loans are actually illegal in most states? They are even restricted or banned in some states. Even with all of this these loans […]

Your New Baby Can Cost You $20,000 in the First Two Years!

Having kids is an expensive endeveor! Just think about all of the new things that a baby brings to the equation:
Housing: Despite what my mother says, you can’t keep the baby in the bottom drawer of your dresser. So he/she is going to need their own room. If you already have the […]

How to Protect Yourself from the Financial Black Days

The last major world financial collapse was on Monday, October 19, 1987. This day was then referred to as Black Monday. It was the day that the Dow Jones Industrial Average plummeted over 22% and in turn, had major effects on many countries in the world. By the end of October of that year, Australia […]

Personal Financial Management- Basics That Can Help You

Today more than ever, it is important to learn the basics of personal financial management. With the costs of nearly everything rising, it is crucial to learn how to set and stick to a budget, pay off debts, and save for the future. There are many small things you can do that will contribute greatly […]

Gold Coins - An Investment in Your Financial Liberty

When you have a child, or even before you do, start collecting gold coins. When your child grows up, cash them in to send your high school graduate to the University of their choice. Your child can do the same for your grandchild. Collecting gold coins can make something special for your family. It can […]