Financial planning is not limited to asset allocation, mutual funds, and fixed-income investments - planning should include every aspect of your life.
Should you apply for that credit card? What type of car insurance should you buy? Should we save for our child’s college or put money in our IRA’s instead? These and many more […]
All Americans know that retirement planning is vitally important. We know that pensions are a thing of the past, and that Social Security is likely to be “reformed” so that it does not provide the same benefits it once did.
We know that we must take the planning bull by the horns ourselves. And yet, […]
What is a home equity loan?
Home equity is a person’s financial stake in his or her home. A home equity loan allows you to borrow up to 125 percent of the appraised value of your home, less any existing mortgages. Consumers generally take out home equity loans for shorter periods than their original mortgages (five […]
Sadly, retirement is a little harder to achieve for low to moderate incomers than it was just 10 years ago. This is because many companies are lowering their contributions to retirement programs and, in some cases, are doing away with retirement benefits altogether. This can make it almost impossible for families without a great deal […]
Have you ever built your own house or added an extension to it? If you have you wouldn’t expect your builder to build without a set of house plans, even for the smallest of extensions. If he did the kitchen might get overlooked altogether or have your water supply in the lounge or day room. […]
You’ve worked hard all your life and one day the big day will arrive - you’ll retire. For now it probably still seems a long way into the future, but the reality is that the sooner you get ready for retirement, the more you’ll benefit when that day comes. Starting in your 20s […]
It is sad that many Americans are not financially able to retire when they want to. Most of those who can afford retirement have to do so with a cut in their spending habits.
Whether or not your parents took the time to teach you how to make money and take care of money, it is […]
