Saving Money is the key to financial freedom. Unfortunately, talk about savings and most people’s eyes start to glaze over. Inside many people simply feel that life is for living now, not for sometime never in the future and anyway they already contribute to a 401k.
This is a big mistake and many people make it; […]
“Your credit will be erased permanently!”; Does that offer sound too enticing to dismiss? Maybe so. Especially for those who are awfully troubled by financial crisis and debt. They may be so desperate about their bad credit that they would take any offer of help as appealing as that. But before you take that plunge, […]
People who have bad credit automatically assume they can never get a loan for anything, let alone a car. And credit card services don’t give you much hope, especially when you have been late paying their minimum amount due.
In this technological age, it is possible to track an individual’s credit history that can include […]
The majority of young people are not preparing for their financial future, the results of a new study indicate.
Figures released by Tomorrow reveal that about four out of ten (39 per cent) consumers aged 18 to 24 aim to start thinking about planning for retirement “nearer the time”. Meanwhile, 20 per cent of people in […]
I’m not going to lie. Sure, I’ll admit it. I’ve been pushed past the point of shame, and have fallen straight into the abyss prominently named, “The Lonely Canyon Of Incumbrance.” I’m one of those people.
Yes, in my youth, I made some financial blunders and managed to sink myself into a molehill of […]
Ten dollars is ten dollars. Right ? Not really. I’ve been exploring making money on the internet and recently checked my google adsense account. I have just crossed the ten-dollar mark. I was really pleased. This is the first money I have made entirely on my own, without depending on an employer to pay me, […]
Scholarships are a great way to pay for college education. The problem is that scholarships are typically merit-based, which means they are usually reserved for students with 4.0 GPAs or star athletes. Thankfully, there are scholarships that rely on other kinds of distinction. Some of these scholarships might be called “non-traditional”; others are downright strange. […]
Want to structure your mutual fund portfolio to achieve optimal returns for the next twenty years? Read on or just skip to the last paragraph.
There was a great article in the June CFA Institute publication Expected Rates of Return: Back to the Future by Jim O’Shaughnessy. Mr. O conducts solid research, writes clearly, […]
Advances in investment theory have dovetailed nicely with ancient wisdom to present investors with a new and exciting paradigm for investing. These advances, known as Modern Portfolio Theory, were developed by primarily by Nobel prize winning economist Harry M. Markowitz. Modern Portfolio theory emphasizes the importance of disciplined investing that focuses on proper […]
Few families pass on actual knowledge about wealth building to their children. Negative feelings of poverty and scarcity can last for generations.
Accountant and financial advisor, Dr. Joseph Simini says, “Most people are illiterate about finance. Finance isn’t all that tough. If you want to become financially independent, you can’t depend on someone […]
