There could be many possible reasons why you have yet to acquire the much needed funds for your business. With such an abundance of various types of financial lenders, you may feel bombarded and overwhelmed with the options. You care for your business and only have your business’ best interest in mind, so […]
Seeing the words “bad credit” and “business loan” together in today’s economy may seem almost paradoxical. In the United States, a low credit score is like a scarlet letter, warning others of potential risks. Whether you want to purchase a car, open a cellular phone line, or even rent an apartment, your credit […]
For individuals just getting involved in the game of investing, there is a lot of wonder circulating around mutual funds. Certain questions such as, “What are the risks associated with mutual funds?” and “Are they a good investment?” are questions that are frequently asked amongst investors. However, it is good to ask these questions because […]
Remember high school? As soon as you set foot on the campus you were already looking forward to lunch, counting down the minutes and seconds until you would finally be able to eat and enjoy the company of your friends. You sat through Math, English and History but when the bell signifying the […]
Retail, wholesale and service businesses account for about 70 percent of total economic activity in the United States.
Based on surveys conducted by the U.S. Census Bureau, in 2006, retail and food service firms had an estimated total of over $8.6 billion in expenses, and made purchases totaling over $2.7 trillion dollars.
With so many […]
It is not about regulation and de-regulation, as Washington lawmakers would like you to believe. It is also not about the inability to control derivative transactions, as self-styled experts are claiming on your television sets. In fact, if the facts are closely scrutinized, the alarm bells are all ringing the wrong jagged tune. What we […]
When defining the term small business loan, it is important to understand the definitions of both a small business and a loan. In the United States, a small business is defined as a privately or independently owned and operated business that employs less than 100 people. And a loan is defined as something […]
Owning a restaurant can be a fun and rewarding experience. Unlike many other businesses, as a restaurant owner you get the joy of experiencing customer satisfaction first-hand. As patrons take their seats and partake in lively conversation and good food, you are constantly reminded that your business is a success. But just […]
Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating.
A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital.
In the U.S., a consumer’s credit history is […]
Women-owned businesses are a growing trend in Canada. According to statistics compiled by the University of Ottawa, approximately 47 percent of all SMEs (small and medium-sized enterprises) in Canada, include some degree of female ownership, while “majority women-owned” businesses account for approximately 17 percent of Canadian SMEs. It is evident that in the […]
